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The UTF8 character encoding standard must be used in the XML messages.
The Latin character set with following limitations must be used. It contains the following characters:
a b c d e f g h i j k l m n o p q r s t u v w x y z A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 0 1 2 3 4 5 6 7 8 9 / - ? : ( ) . , ' + Space
In addition, the following characters are accepted
Ä, Õ, Ö, Ü, Ž, Š ä, õ, ö, ü, ž, š
But depending on a bank may be replaced into A, O, O, U, Z, S and a, o, o, u, z, s, respectively.