SchemaLocation
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When schemaLocation is given, it's recommened to specify it with namespace value, in CT with
urn:iso:std:iso:20022:tech:xsd:pain.001.001.03
In DD with
urn:iso:std:iso:20022:tech:xsd:pain.008.001.02
For example the following is a correct way to present the <Document> tag in CT:
<?xml version="1.0" encoding="UTF-8"?> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 pain.001.001.03.xsd">
Has to be valid when given
Optional part, used to describe the physical location of the schema. In XMLspy, for example, it's used for validating the file against schema.