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EPC described the following rules for PmtTpInf element:
- If InstrPrty is used PmtTpInf has to be used in Payment Information lvl.
- It is recommended to give the element in PmtInf level.
- It is recommended to give SvcLvl
- SvcLvl/Cd has to be "SEPA"
However, some banks accept the usage of the element in transaction level even though InstrPrty is used. If validation does not give an error about the case, it may be used on Tx-lvl.